Personal Loan

Secured and Unsecured loans for medical emergencies, home expenses, travel, or personal needs.
✅ Minimal documentation
✅ Fast approval & disbursal
✅ Flexible EMIs

Education Loan

Empowering Financial Solutions

We provide modern financial services focused on trust, growth, and community empowerment for all.

Loans for startups, self-employed professionals, traders, and manufacturing/service-based enterprises (excluding large-scale).
✅ Working capital & expansion support
✅ Short/medium-term repayment plans
✅ Both secured and unsecured options

Project-Based Funding

Finance your business or community projects — infrastructure, training centers, health clinics, rural enterprises, or manufacturing setups.
✅ Custom repayment schedules
✅ Suitable for registered entities
✅ Milestone-linked disbursal

Work Order / Sales Order Based Finance

Funding based on verified government, institutional, or private work orders or purchase orders.
✅ Pre-execution funding
✅ Smooth execution of contracts without cash flow gaps
✅ Ideal for contractors, fabricators, and service providers

Procurement Finance

Loans for raw materials, tools, or services required to manufacture products for pre-booked or committed sales.
✅ Designed for made-to-order businesses
✅ Seamless procurement-to-delivery cycle funding
✅ Excellent for artisans, SMEs, and processing units

Two-Wheeler / Car / Commercial Vehicle Loans

Financing for personal or business-use vehicles, both Old and New.
✅ Affordable EMI plans
✅ Quick processing

Trade Finance & Invoice Discounting

Short-term credit solutions for businesses engaged in trade, distribution, or manufacturing.
✅ Fund against confirmed invoices or bill receivables
✅ Improve cash flow without waiting for payment cycles

Additional Services

• Loan Advisory – Credit counseling, project funding guidance, and documentation help.

• Customized Loan Structuring – Flexible EMI, seasonal repayment models, and moratorium options.

For students and skill-seekers pursuing school, college, or vocational training.
✅ Covers tuition, hostel, books, exam fees
✅ Flexible repayment post-study

Business Loans (Micro, Small & Medium Enterprises)

Group Lending (SHG / Social Groups) –

For women, rural entrepreneurs, or youth collectives.

SHG / Group Loan

Why Choose Bihan Micro Finance?

Ethical Lending Practices – Transparent terms, no hidden charges

Quick Turnaround – Efficient processing with minimal delays

On-Ground Reach – Rural and semi-urban service availability

Supportive Approach – Handholding for first-time borrowers

Want to Apply? Get a quick call from us